[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.microtop.sk\/prestavba-alebo-prestahovanie-po-zaplavach\/#Article","mainEntityOfPage":"https:\/\/www.microtop.sk\/prestavba-alebo-prestahovanie-po-zaplavach\/","headline":"Prestavba alebo pres\u0165ahovanie po z\u00e1plav\u00e1ch?","name":"Prestavba alebo pres\u0165ahovanie po z\u00e1plav\u00e1ch?","description":"\u00darove\u0148 \u0161k\u00f4d a poistenie Rozhodnutie majite\u013ea domu o prestavbe po z\u00e1plav\u00e1ch bude pravdepodobne z\u00e1visie\u0165 od toho, ko\u013eko \u0161k\u00f4d sa utrpelo na ich majetku, a ko\u013eko z nich sa bude vz\u0165ahova\u0165 na ich...","datePublished":"2019-01-25","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.microtop.sk\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.microtop.sk\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/cfe4dae5aaf43720425415780408681beb9b9a829e9a657295ed1cacce5febc2?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/cfe4dae5aaf43720425415780408681beb9b9a829e9a657295ed1cacce5febc2?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"microtop.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.microtop.sk\/wp-content\/uploads\/img_a298401_w16666_t1553530100.jpg","url":"https:\/\/www.microtop.sk\/wp-content\/uploads\/img_a298401_w16666_t1553530100.jpg","height":0,"width":0},"url":"https:\/\/www.microtop.sk\/prestavba-alebo-prestahovanie-po-zaplavach\/","wordCount":402,"articleBody":"\u00darove\u0148 \u0161k\u00f4d a poistenieRozhodnutie majite\u013ea domu o prestavbe po z\u00e1plav\u00e1ch bude pravdepodobne z\u00e1visie\u0165 od toho, ko\u013eko \u0161k\u00f4d sa utrpelo na ich majetku, a ko\u013eko z nich sa bude vz\u0165ahova\u0165 na ich poistn\u00fa zmluvu.Akon\u00e1hle je bezpe\u010dn\u00e9 vr\u00e1ti\u0165 sa a zhodnoti\u0165 situ\u00e1ciu, mali by ste zavola\u0165 svojmu pois\u0165ovaciemu z\u00e1stupcovi a za\u010da\u0165 proces pod\u00e1vania s\u0165a\u017enost\u00ed na pr\u00edpadn\u00e9 ve\u013ek\u00e9 \u0161kody \u010do najsk\u00f4r. Pri vstupe do domu po \u017eivelnej pohrome v\u0161ak bu\u010fte opatrn\u00ed. Odpor\u00fa\u010dame aby ste podnikli nieko\u013eko nevyhnutn\u00fdch bezpe\u010dnostn\u00fdch opatren\u00ed. Uistite sa, \u017ee nos\u00edte ochrann\u00fd v\u00fdstroj, preto\u017ee zlomen\u00e9 ne\u010distoty a stojat\u00e1 voda m\u00f4\u017eu predstavova\u0165 v\u00e1\u017ene zdravotn\u00e9 rizik\u00e1 vo va\u0161ej dom\u00e1cnosti.Dva rozhoduj\u00face faktory s\u00fa rozsah po\u0161kodenia v\u00e1\u0161ho domova a typ poistn\u00e9ho krytia, ktor\u00e9 m\u00e1te. Ak m\u00e1te politiku, ktor\u00e1 zah\u0155\u0148a do\u010dasn\u00e9 \u017eivotn\u00e9 n\u00e1klady a n\u00e1klady na n\u00e1hradu, potom prestavba m\u00f4\u017ee by\u0165 najlep\u0161ou vo\u013ebou. Av\u0161ak prestavba by sa v skuto\u010dnosti mohla zmeni\u0165 na \u00fapln\u00fa prestavbu. Je to preto, \u017ee v\u00e4\u010d\u0161ina majite\u013eov domov bude chcie\u0165 aktualizova\u0165 namiesto nahradenia straten\u00fdch polo\u017eiek.Povod\u0148ov\u00e9 z\u00f3nyMnoh\u00ed majitelia domov nevedia, \u017ee \u0161tandardn\u00e1 poistn\u00e1 zmluva sa nemus\u00ed vz\u0165ahova\u0165 na v\u0161etko. Ak v\u00e1\u0161 domov utrpel zna\u010dn\u00e9 \u0161kody na vode, varuje, \u017ee m\u00f4\u017ee vies\u0165 k plesni, hnilobe a \u00fapln\u00e9mu po\u0161kodeniu v\u00e1\u0161ho domova. V tomto pr\u00edpade je najlep\u0161ie \u00eds\u0165 pre\u010d sk\u00f4r ako si vzia\u0165 na seba obrovsk\u00e9 n\u00e1klady, ktor\u00e9 bude tr\u00e1vi\u0165 na prestavb.Neodpor\u00fa\u010dame rekon\u0161trukciu domov a infra\u0161trukt\u00fary oblastiach, ktor\u00e9 s\u00fa neust\u00e1le zasiahnut\u00e9 povod\u0148ami. Stavebn\u00e9 normy by mali by\u0165 v\u00a0tak\u00fdch oblastiach ove\u013ea, ove\u013ea pr\u00edsnej\u0161ie. Ver\u00edme, \u017ee prax neust\u00e1leho budovania b\u00fdvania v zranite\u013en\u00fdch oblastiach je nemor\u00e1lna.In\u00e9 faktoryNa druh\u00fa stranu, po\u0161kodenie povodn\u00ed zvy\u010dajne nie je tak\u00e9 ve\u013ek\u00e9, \u017ee n\u00e1klady na opravu s\u00fa vy\u0161\u0161ie ako hodnota domu v dobrom stave. Poukazujeme na to, \u017ee ke\u010f\u017ee zaplaven\u00e9 domy maj\u00fa tendenciu by\u0165 postaven\u00e9 bl\u00edzko k riekam, rybn\u00edkom, \u010dasto sa nach\u00e1dzaj\u00fa na \u017eiaducich miesta. To znamen\u00e1, \u017ee bud\u00fa aj na\u010falej niekde, kde chc\u00fa \u013eudia \u017ei\u0165 v bud\u00facnosti.                                                                                                                                                                                                                                                                                                                                                                                        4.7\/5 - (12 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Prestavba alebo pres\u0165ahovanie po z\u00e1plav\u00e1ch?","item":"https:\/\/www.microtop.sk\/prestavba-alebo-prestahovanie-po-zaplavach\/#breadcrumbitem"}]}]